Why leave it to the last minute every year to get your tax-efficient savings allowance in by the 5^th April deadline? Just think of all that extra interest you could be earning if you paid into it early.

Don’t forget you can invest up to £3600 this tax year.

With smile you get:

• a great interest rate of 4.75% gross/AER† paid on every penny if you're a smile current account holder or even if you’re not we still give you 4.00% gross/AER †
• to kick off your ISA with just £1
• instant transfers if you have a smile current account so you can get your money in and out 24-7 without having to give us notice*
• a quick and easy online application (dont' forget to have your National Insurance Number to hand)
• online management of your account

Remember you can only subscribe to one cash ISA each tax year, (and we have to send details of ISA subscriptions on) so to make sure you don’t get on the wrong side of the tax man check out whether you can apply for a cash ISA, and take a look at our FAQs for the full lowdown.

The documents on this page are pdf files. To read pdf files you need the Adobe Acrobat Reader software. To download this application free of charge please use this link to go to adobe.com.

*Withdrawals cannot be repaid into your account once your subscription limit of £3,600 has been reached.

Any reference to tax is based on our understanding of current legislation, which is subject to change and depends on your financial circumstances.

smile, as part of The Co‑operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Banking Code, is a member of the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).

† Gross means the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

AER (Annual Equivalent Rate) is the notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.