If you currently have a smile student account, you will still be able to use all your existing account features, including a £1,000 interest-free overdraft in year 1, rising to £2,000 in year 4 provided you are over 18 and deposit a minimum of £300.
- Terms and conditions
- Summary of changes to Terms and Conditions with effect from 5th and 13th January 2018 and new Account Charges Leaflet
- How we use your personal information
- Account Charges
Please note, our terms and conditions are changing with effect from 5th and 13th January 2018. Please see the Summary of Changes document below, which explains what we’re changing and why.