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  5. How are my payments allocated for outstanding credit card balances?

How are my payments allocated for outstanding credit card balances?

If some amounts are charged at the same interest rate, we’ll apply your payment to the oldest amounts first, unless you have more than one promotional offer at the same rate. In that case, we’ll apply your payment to these balances in the order in which the offers started (so balances on earlier offers will be paid first, even if you have older transactions on an offer that started later).
 

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