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  5. What do I do if I want to pay back my smile loan early?

What do I do if I want to pay back my smile loan early?

If you wish to, you can repay your loan at any time. If your loan was taken out after 10th June 2010 you can also make partial repayments to your loan (in addition to your regular monthly payments).

If you repay your loan early (in part or in full) and the term was one year or less we may charge you 28 days additional interest. However, if your loan term exceeded one year when it was made we may charge you 58 days additional interest.

To arrange an early settlement and find out what your settlement figure would be, please send us a secure message through your online banking or call us on +44(0)3457 212 212 (Call Charges).

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