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  5. Will a credit check be carried out if I apply for a savings account?

Will a credit check be carried out if I apply for a savings account?

Yes. We may disclose your information to credit reference agencies to help make financial decisions (this will be during the application process and on an on-going basis, to decide whether to continue to make products or services available to you or adjust any level of credit).

You – and anyone financially linked with you – should note that each other’s’ information may be taken into account in this and future applications made by either of you.

If you make several credit applications within a short time, this may temporarily affect your ability to get credit. If you give false or inaccurate information and we suspect fraud or fraud is identified, details will be kept in our records and also passed to fraud prevention agencies and we reserve the right to cancel this agreement.

We can provide further details explaining how the fraud prevention agencies may use this information.

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