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makes so much sense, it’s daft not to

switch to an award winning current account

When you can save up to £3600^ per tax year and not pay any tax on the interest, why wouldn’t you? After all, every penny counts. You can start saving from as little as £1 and use our 24/7 internet banking. Apply today using our easy peasy online application.
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more to make you smile, that’s why it’s called smilemore current account

Acknowledged as the no.1 packaged current account by money mail June 2009

smilemore is not just your typical run of the mill current account. It has been acknowledged as 'the number one packaged account' by Money Mail, June 2009. For just £13 a month (fee debited on the first working day of each month), you get worldwide family travel insurance, UK and European motor breakdown assistance, an automatic £500 fee-free overdraft (the first £260 of which is interest free), plus lots of other great benefits. Terms and Conditions apply.
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smile credit cards

smile credit cards

Get a great low rate from just 12.9% typical/variable with our gold card or cash-back on every penny you spend with our classic card. Plus, if you already have a current account us - we'll give you a special discounted APR. And yes, we've won stacks of awards on these too!
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^ If you were born on or before 5th April 1960, increased ISA limits apply from 6th October 2009. You can invest up to £5,100 each tax year in a Cash ISA and your overall annual ISA investment allowance is £10,200. These higher limits will apply to all eligible ISA investors with effect from 6th April 2010.

*AER (Annual Equivalent Rate) is the notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.


Credit facilities are provided by The Co-operative Bank p.l.c (Registered No.990997)


 
 

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