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our past rates: credit card

bank
our interest rates
fair pricing policy
 
smile credit card
with a smile current account
APR (typical/variable)
without a smile current account
APR (variable)
Bank of England base rate (on date of change)
30 October 1999
9.9%
12.9%
5.25%
16 July 2002
9.9%
10.5%
4.00%
10 November 2003
9.9%
11.8%
3.75%
11 March 2005
9.9%
12.8%
4.75%
21 August 2006
Gold
9.9%
14.9%
4.75%
Classic
13.9%
16.9%
4.75%
01 June 2007
Gold
11.9%
16.9%
5.25%
Classic
15.9%
18.9&
5.25%
               
Current Rate - as of 1st April 2008
Gold
12.9%
18.9%
5.25%
Classic
16.9%
20.9%
5.25%
 
 
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