smilemore has been acknowledged as 'the number one packaged account' by Money Mail, June 2009

smilemore current account is packed with tons of top money-saving benefits. Make full use of this account and you could save over £700 a year.

For just £13 a month, you could enjoy all this:

• 0.12% AER* interest paid on your entire credit balance
• worldwide family travel insurance provided by AXA Travel Insurance
• mobile phone insurance provided by Lifestyle Services Group Limited and insured by London General Insurance Company Limited
• UK and European motor breakdown assistance provided by AXA Assistance
• an automatic £500 fee-free overdraft, the first £260 of which is interest free
• exclusive no application fee 3yr Tracker mortgage - plus for remortgage cases, no standard legal fees or basic valuation fees when you use our recommended surveyors or solicitors
• 20% discount on entry to over 200 fantastic leisure attractions across the UK, with your smilemore smartsave discount card.
• 20% off home insurance through The Co-operative Insurance
• free legal advice from The Co-operative Legal Services helpline.

Plus you can shape your own account by choosing one of three benefit bundles provided by Lifestyle Services Group and insured by London General Insurance Company:

• Safeguard - protecting your identity for everyday peace of mind
• Traveller - a great range of travel related benefits
• Gadget - cover for your portable technology and gadgets.

Once you have opened your account, you can select the bundle you fancy (at no extra cost) by visiting smile.co.uk/benefits

All for just £13 per month subscription fee debited on the first working day of each month.

…and of course, with smile you can manage your money online, 24 hours a day. Check your balance, pay bills, transfer money, do all your banking at the click of a mouse.

…and, to help you on your way, we’ll even switch all your direct debits for you so it’s hassle free. Tell me more.

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smile is part of The Co-operative Bank, which is a member of the Financial Services Compensation Scheme (FSCS), which would pay compensation to eligible customers in the unlikely event of the Bank becoming insolvent. Find out more.

*AER (Annual Equivalent Rate) is the notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.