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student account

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smile student account

We previously offered a smile student account to new customers, however this is no longer available to new applicants.  The information below is provided for existing smile student account holders only.

If you currently have a smile student account, you will still be able to use all your existing account features, including a £1,000 interest-free overdraft in year 1, rising to £2,000 in year 4 provided you are over 18 and deposit a minimum of £300.

Important documents

The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885). The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No.990937. Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. subscribes to the Standards of Lending Practice which are monitored by the Lending Standards Board.