These are just words

We'd rather let our products do the talking. Sign up for our award-winning smile Current Account, and get exclusive rates for our credit cards and savings accounts too.

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See for yourself
current account

Hello. We're smile.

We’re a digital-only bank. No queues, no hassle, no jargon, no nonsense. We were invented by The Co‑operative Bank in 1999 and we’ve been smiling ever since.

Brought to you by

Coop Bank
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Our classic credit card

Classic. Not just reserved for 'best of' albums anymore.

See what you could get with our most popular credit card.

Tell me more

Apple Pay

The easy way to pay with your smile debit and credit cards.

Apple Pay
Apple Devices

Switching accounts. It's going to be okay.

Yes, switching your current account can be a bit worrying. But listen, we'll transfer all of your Direct Debits across and even redirect payments into and out of your old account.

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Our history

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1999

We won YourMoney’s Best ISA provider and Banking provider.

Balloon Icon 2002

2002

Our team launched smile Sharedealing.

A brief history of smile

Read more about how we were the first UK internet bank. There's also stuff here about knitting jumpers for fairy sheep. Hmmm.

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2004

We sponsored the Cape 2 Cape challenge, flying from Canada to Chile in a single-engine plane.

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2005

We also sponsored the North West Comedy Awards.

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2016

We launched a brand new website.

Help for existing customers

Helpful info about current accounts, credit cards and all things smile related.

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