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£100 for you, £25 for charity. smile when you switch 
your main current account to us. terms apply

credit cards

Choose from a low rate or cash-back card.  Plus, if you already have a current account with us - we'll give you a special discounted APR.

Credit facilities provided by The Co-operative Bank and are subject to status.

current accounts

Not only do you get an automatic £500 overdraft but also no charges for normal banking services as long as you don't go overdrawn.

Applicants must be UK residents and 18 years or over.

mortgages

Flexible mortgage options if you’re a first time buyer, looking to switch your mortgage to a different lender, or moving home.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

smile is a trading name of The Co-operative Bank which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, subscribes to the Lending Code and the Financial Ombudsman Service, and is licensed by the Office of Fair Trading (No. 006110).

The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester, M60 4EP. Registered in England and Wales No. 990937