Apply for our Gold Credit Card
To apply (as the main cardholder) you need to be:
- 18 or over.
- UK resident.
- Earning a minimum of £10,000.
- An existing customer having held a Co-operative Bank or smile current account for at least 7 months (Cashminder, Student and Pathfinder accounts are not eligible).
- Not had any , entered into any or Trust Deeds nor been declared bankrupt within the last 6 years.
- Not in arrears or have not missed more than 2 payments on any credit agreement in the last six months.
- Must be employed full time, part time, self-employed or retired.
- Additional cardholders can be unemployed as long as they’re 18 or over and a UK resident.
Help for existing customers
Lots of useful information about how to make repayments and keep your credit card safe.Get help and info
Not the card for you?
Take a look at our Classic Credit Card
Get 16.9% APR representative / variable and 0.25% cashback on purchases. Subject to status.View Classic Credit Card details