To apply for this credit card you must be a smile current account holder, a UK resident, aged 21 years or over and have a gross annual income of £21,000 or more. Subject to status.
To apply log into online banking and select 'credit cards' from the list of products under your existing accounts.
Representative example: The advance of credit of £1,200 at an interest rate of 12.9% variable per annum will result in a rate of 12.9% APR representative variable.
If your card details are ever used by identity thieves, through no fault of your own, you won't be held liable for any loss
Your smile credit card is welcomed at over 22 million outlets worldwide and accepted by any Visa cash machine where you need to use your PIN number (see the Credit Card Tariff for charges)
You can request an additional card for someone you trust, should you want one to be issued
If your application is accepted, you will receive the exact rate and offer advertised on this card, so no hidden surprises for you to worry about
Before you apply for an account, you need to be sure it's the right one for you. The following documents supply important product and legal information you need to make a decision.
Please note, effective from 31st August 2016, your Terms and Conditions will be changing. A copy of the new Terms and Conditions and the Summary of Changes will be sent to you once your credit card application has been approved.