Apply for our personal loan
To apply, you need to be:
- 21 or over.
- UK resident.
- A Co-operative Bank, smile or Britannia customer for at least 1 month.
- No applicants have had any , entered into or Trust Deeds nor been declared bankrupt within the last 6 years.
- Not in arrears or have not missed more than 2 payments on any credit agreement in the last six months.
- At least one applicant must be Employed full time, part time, self-employed or retired.
- Consolidating an existing Co-operative Bank loan is subject to having made at least 6 repayments on your present loan.
- To apply for a joint loan account, both applicants must reside at the same address.
Help for existing customers
Lots of useful information about how to make repayments, and what to do if you're struggling to pay back what you've borrowed.Get help and info