These are just words

We'd rather let our products do the talking. Sign up for our award-winning smile Current Account, and get exclusive rates for our credit cards and savings accounts too.

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See for yourself
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Hello. We're smile.

We’re a digital-only bank. No queues, no hassle, no jargon, no nonsense. We were invented by The Co‑operative Bank in 1999 and we’ve been smiling ever since.

Brought to you by

Coop Bank
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Do you have a moment to protect your money?

A request for personal information could put your money at risk. Take five to think and protect yourself against fraud.

Find out more
Online Banking Register

Banking, wherever and whenever you want

Jump in to online banking and you can easily manage your money on-the-go. All you need to register is your account number and sort code.

Register for online banking
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Faster cheque processing is here

Cheque imaging has reduced the cheque clearing process from six Business Days to two.

Learn more about cheque imaging

Our history

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We won YourMoney’s Best ISA provider and Banking provider.

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Our team launched smile Sharedealing.

A brief history of smile

Read more about how we were the first UK internet bank. There's also stuff here about knitting jumpers for fairy sheep. Hmmm.

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We sponsored the Cape 2 Cape challenge, flying from Canada to Chile in a single-engine plane.

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We also sponsored the North West Comedy Awards.

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We launched a brand new website.

Help for existing customers

Helpful info about current accounts, credit cards and all things smile related.

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Co-operative Bank

We’re part of The Co‑operative Bank, and we share the same ethical values too.

smile, Britannia and The Co‑operative Bank are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).