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We'd rather let our products do the talking. Sign up for our smile Current Account, and get exclusive rates for our credit cards and savings accounts too.

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Important Coronavirus updates

We appreciate that these are worrying times for our customers and you may feel concerned about how the Coronavirus will affect you and your finances.

Here's some information to help you navigate through these times.

Advice for customers

Additional updates

Get help with banking from home

Changes to our telephony and branch opening hours

Get help with the base rate change

Hello. We're smile.

We’re a digital-only bank. No queues, no hassle, no jargon, no nonsense. We were invented by The Co‑operative Bank in 1999 and we’ve been smiling ever since.

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Do you have a moment to protect your money?

A request for personal information could put your money at risk. Take five to think and protect yourself against fraud.

Find out more

How you bank online has now changed

When using online banking, you’ll verify yourself with a verification code we’ll send to you by text message or email.

Learn about banking online

Information for customers

As the UK prepares to leave the EU, we have prepared some information for customers with questions about what this might mean for the way they bank with us.

Find out more