We'd rather let our products do the talking. Sign up for our award-winning smile Current Account, and get exclusive rates for our credit cards and savings accounts too.
We’re a digital-only bank. No queues, no hassle, no jargon, no nonsense. We were invented by The Co‑operative Bank in 1999 and we’ve been smiling ever since.
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We are updating our website with new interest rate information for our savings customers. This is following the change to Bank of England Base Rate announced on Thursday 2 August 2018.
Customers who are impacted by any change may soon receive a communication, dependent upon the type of product that you hold. This will show the impact the new interest rates will have on you.
A request for personal information could put your money at risk. Take five to think and protect yourself against fraud.
Find out more
Jump in to online banking and you can easily manage your money on-the-go. All you need to register is your account number and sort code.
Register for online banking
From September 2018, cheque imaging will start to reduce the cheque clearing process from six Business Days to two.
Learn more about cheque imaging
1999
We won YourMoney’s Best ISA provider and Banking provider.
2002 2002
Our team launched smile Sharedealing.
A brief history of smile
Read more about how we were the first UK internet bank. There's also stuff here about knitting jumpers for fairy sheep. Hmmm.
2004
We sponsored the Cape 2 Cape challenge, flying from Canada to Chile in a single-engine plane.
2005
We also sponsored the North West Comedy Awards.
2016
We launched a brand new website.
Helpful info about current accounts, credit cards and all things smile related.
Get help and info
We’re part of The Co‑operative Bank, and we share the same ethical values too.
smile, Britannia and The Co‑operative Bank are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).
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If you’re looking to discuss a query about your account with us, you’ll need to log in to online banking to initiate a Live Chat.
Open 7am - 10pm every day
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