These are just words

We'd rather let our products do the talking. Sign up for our award-winning smile Current Account, and get exclusive rates for our credit cards and savings accounts too.

See for yourself

Hello. We're smile.

We’re a digital-only bank. No queues, no hassle, no jargon, no nonsense. We were invented by The Co‑operative Bank in 1999 and we’ve been smiling ever since.

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Do you have a moment to protect your money?

A request for personal information could put your money at risk. Take five to think and protect yourself against fraud.

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Switching accounts. It's going to be okay.

Yes, switching your current account can be a bit worrying. But listen, we'll transfer all of your Direct Debits across and even redirect payments into and out of your old account.