Get up to £300 when you switch a current account to The Co-operative Bank
Get £125 when you switch from your old provider to a Co-operative Bank current account and £75 over 3 months for actively using your account. Plus, we’ll give existing customers a £100 bonus.
Account requested for switch cannot be a smile current account. You must switch from an external provider. Switch offer eligibility, criteria and Terms and Conditions apply for this offer.
DEC Venezuela earthquake appeal
Two catastrophic earthquakes have hit Venezuela and the scale of destruction is huge. DEC charities are working with their local partners to reach people with emergency aid and support search and recovery efforts. The Co-operative Bank and Coventry Building Society are supporting the appeal and raising funds to help.
New applications are unavailable
We're no longer accepting new smile applications.
Already with us? Visit the product page to find information about your account.
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Do you have a moment to protect your money?
A request for personal information could put your money at risk. Take five to think and protect yourself against fraud.
Changes to online payments
We've changed the way we confirm your online payments to keep your money safer.
Win up to £2,500
We’re offering cash prizes in collaboration with VISA when you pay with your debit card (including digital wallet purchases) until 30 November 2026. Subject to eligibility. T&Cs apply.
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of The Co-operative Bank p.l.c. are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Please click here for further information or visit www.fscs.org.uk