Bank of England base rate change
On 6 February 2025, the Bank of England base rate decreased from 4.75% to 4.50%. Find out more.
Support the Disasters Emergency Committee (DEC)
A powerful earthquake has devastated huge areas of Myanmar. Many people are in urgent need of food, clean water, shelter and medical care.
Do you have a moment to protect your money?
A request for personal information could put your money at risk. Take five to think and protect yourself against fraud.
Changes to online payments
We've changed the way we confirm your online payments to keep your money safer.
Win up to £2,500
We’re offering cash prizes in collaboration with VISA when you pay with your debit card (including digital card wallet purchases) until 30 November 2025. Subject to eligibility. T&Cs apply.
Become part of a bank that actually cares about its impact on the world and does something about it. No monthly fee and a £500 overdraft limit, available as a joint or sole account.
Protecting your money
Your eligible deposits with The Co-operative Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. This limit is applied to the total of any deposits you have with The Co-operative Bank and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Please read further information on the FSCS scheme here or visit their website