We'd rather let our products do the talking. Sign up for our award-winning smile Current Account, and get exclusive rates for our credit cards and savings accounts too.
We’re a digital-only bank. No queues, no hassle, no jargon, no nonsense. We were invented by The Co‑operative Bank in 1999 and we’ve been smiling ever since.
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Jump in to online banking and you can easily manage your money on-the-go. All you need to register is your account number and sort code.
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Cheque imaging has reduced the cheque clearing process from six Business Days to two.
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1999
We won YourMoney’s Best ISA provider and Banking provider.
2002 2002
Our team launched smile Sharedealing.
A brief history of smile
Read more about how we were the first UK internet bank. There's also stuff here about knitting jumpers for fairy sheep. Hmmm.
2004
We sponsored the Cape 2 Cape challenge, flying from Canada to Chile in a single-engine plane.
2005
We also sponsored the North West Comedy Awards.
2016
We launched a brand new website.
Helpful info about current accounts, credit cards and all things smile related.
Get help and info
We’re part of The Co‑operative Bank, and we share the same ethical values too.
smile, Britannia and The Co‑operative Bank are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).
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If you’re looking to discuss a query about your account with us, you’ll need to log in to online banking to initiate a Live Chat.
Open 7am - 10pm every day
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