Approval is subject to status and based on a and assessment of your personal circumstances.
Gross Annual Income (GAI) is the amount you make each year, before tax.
Credit check is where we check your credit history, which includes carrying out searches through a Credit Reference Agency.
If you have all your information to hand, the application will take you about 10 minutes.
We'll be in touch to let you know whether or not your application has been successful.
A credit check is a report on your credit history and helps us to determine how much we can lend to you, and for how long.
If you have any questions about your application, please call us on
+44(0)3457 212 212
Customers that are not approved will have a note placed on their credit record that an application has been submitted and declined.
Being refused for a current account can have a negative effect on your credit rating. If this happens, you should avoid applying for the same account again. All applications, positive and negative, will show up on your credit file.