Will my credit rating be affected by switching my Current Account?
If you apply for a current account with us, you'll be subject to searches with credit reference agencies. If you’re switching to an account you’ve already set up with us as your primary account, there'll be no impact on your credit rating whatsoever, provided you repay any overdraft(s) that're outstanding on your previous accounts. If any payment problems crop up due to the switching process, we'll put them right. Your credit rating won't be affected by this either.