What is a CHAPS transfer and how do I request one?

CHAPS stands for Clearing House Automated Payment System, and it lets you make transfers on the same day, for any amount, to clearing banks across the UK. If you process a CHAPS request with us before 4:30pm on a working day, we'll process it on the same day. After 4:30pm, it'll be processed the next working day.

Remember, once you've sent a CHAPS payment, you can't have it returned. There's a standard charge of £25 for each CHAPS payment.

To request a CHAPS payment, please log in to online banking and send us a Secure Message for the account you wish to make the CHAPS payment from.