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  5. What’s the difference between my available and current balance?

What’s the difference between my available and current balance?

Current balance
This is the total amount of money in your account. It includes transactions made in and out of your account, such as your most recent payments. Your balance may include payments that have not yet left your account.

Available balance
This balance includes debit card transactions which have been authorised, but not debited from your account. It also includes, if applicable, your arranged overdraft limit. A minus sign next to your available balance may mean your account is in an unarranged overdraft position and you would be required to bring the account back within an arranged limit or to a nil balance.

Please contact us if you are experiencing difficulty in making your payments or managing your money.

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