We'll aim to return the funds to you as soon as we can. If you hold another account in your name, with the Co-operative Bank, we’ll pay the money into this account and your funds will be available to you immediately after we process it. This will be no later than close of business the following day. If the funds came from an external bank account, we’ll send you a cheque. You’ll need to pay the cheque in and wait for the funds to clear before they’ll be available to withdraw. For further information please refer to our terms and conditions.