Savings

The Personal Savings Allowance (PSA) is the amount of tax-free interest you can earn on your savings each year, depending on what rate of tax you pay. Learn more >

The maximum deposit limit for ISA's for the 2019/2020 tax year is £20,000 Learn more >

Any cash machine will allow you to take money out, however some cash machines may charge you for withdrawals, but you will be advised of this upfront. Learn more >

Cash ISA’s can only be opened in the sole name of an investor. Learn more >

You can request Statements of Interest and tax certificates online. Learn more >

Will a credit check be carried out if I apply for a savings account? Learn more >

On the 2nd August 2018 The Bank of England base rate increased from 0.50% to 0.75%. The Bank’s Standard Variable Rate will increase from 4.74% to 4.99% effective from 1 September 2018. Learn more >

To apply for a smile Cash ISA, you need to be 18 or over and a UK resident. Learn more >

This has all the information you need about tracking your application status, the ISAs we offer, what happens to ISAs each tax year, and other things like opening joint ISAs and accessing your savings. Learn more >

At the moment, we don’t accept stocks and shares ISA transfers. But we do accept other types of ISA transfers Learn more >

You don’t need to open a new Cash ISA every tax year. Learn more >

If you put too much money in your smile Cash ISA, we’ll return the money to you either by paying the funds into another account held in your name with the Co-operative Bank or by cheque. Learn more >

This section focuses on paying into, cancelling and the maturity of your Fixed Rate Bonds as well as when to expect statements and interest payments for your account. Learn more >

Our Cash ISA doesn't come with an deposit book or ATM card. Learn more >

You’ll receive regular statements. Learn more >

There are no minimum or maximum time restrictions, so you can keep it open for as long as you like. Learn more >

It's isn't possible to replace funds that have been withdrawn from our Cash ISA's Learn more >

If you didn’t make any deposits in the last year - then let us know. Learn more >

You can refresh your ISA by sending us a secure message on online banking or telephoning us. Learn more >

You certainly can. Just provide two separate documents (one as proof of ID and one as proof of address. Learn more >