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What you get from Apple Pay

  • It's easy to store eligible cards on your device – get them set up quickly, at no extra cost.
  • Make sure your payments are secure, with a unique passcode and Touch ID.
  • Use Apple Pay wherever you see the Apple Pay or contactless logo.

How does Apple Pay work?

Apple Pay lets you store and make payments using credit and debit cards on your Apple device. Whether that's a compatible iPhone, iPad or Apple Watch, your cards will be stored in the device’s Wallet. This means you'll be able to make payments easily, quickly, and safely.

Which cards and devices are eligible?

All of our smile debit and credit cards are eligible. You can use Apple Pay with any compatible Apple device, including:

- iPhone SE, iPhone 6, iPhone 6 Plus, iPhone 7, iPhone 7 plus and later

- iPad Pro, iPad Air 2, iPad mini 3, and later

- Apple Watch, Apple Watch Series 2 and later, if paired with a compatible iPhone

How secure is the service?

In a word: very. If you use your Apple device’s security features, like Touch ID, a unique 6-digit passcode or the Wrist Detect function on your Apple Watch, your payments won’t just be speedy, but secure too.

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How do I register a card to my device?
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How do I make a payment?
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How does Apple Pay differ to contactless payments?
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Can I use Apple Pay abroad?
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What do I do if i’ve lost my card/device?
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I tried to pay using Apple Pay but the payment was declined. Why?
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Is there a transaction limit to spending money on Apple Pay?
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Where can I find a copy of the Apple Pay terms of use?

Important documents


Terms of Use

Download PDF (138KB)

Apple, the Apple Logo, Apple Pay, iPhone, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Unanswered questions?

    Help for existing customers

    More information about paying from your Apple device, whether that's in-store, online or in-app.

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