Payments

How to pay people and businesses, wherever you are.

Faster Payments
Direct Debits
Standing orders
Future one-off payments with a reference
CHAPS
Depositing cash and cheques
Money transfer
Question a transaction
Remove a payee
International payments
Cryptocurrency payment restrictions

Faster Payments

A Faster Payment is a payment you can make from your smile bank account to other UK bank accounts. This type of payment should reach payees almost immediately.

More about Faster Payments

Direct Debits

A Direct Debit is an easy and convenient way for you to pay bills.

More about Direct Debits

Standing orders

A standing order is a regular, fixed-amount payment from your account to another UK bank account.

More about standing orders

Future one-off payments with a reference

This is a type of payment scheduled for a later date, where you’ve also included a reference.

More about future one-off payments with a reference

CHAPS payment

CHAPS is a method of making same-day payments to another UK bank account.

More about CHAPS

Depositing cash and cheques

Pay cash or cheques into your account at your nearest branch or Post Office®. You can also pay cheques into your account by post.

More about depositing cash and cheques

Money transfer

Money transfers are a quick way of transferring money between your accounts, or to another UK bank account.

More about money transfers

Question a transaction

If you disagree with a payment on your account, there are a few different options you can take, depending on whether you think it’s fraudulent or genuine.

Get help with a transaction